Conventional Loans in Granite Bay and Surrounding Areas

Is a Conventional Loan Right for You?

Choose this loan if:

• You have solid credit and a steady job
• You want flexible loan term options
• You’re buying a primary, second, or investment property



How It Works

• Not backed by the government
• 3%–20% down payment options
• Requires mortgage insurance under 20% down
• Widely accepted by sellers

What You'll Need

• Minimum credit score (typically 620+)
• Down payment
• Debt-to-income ratio under 43%
• Income documentation

Why Work With Petersen Loans?

32 Years in Mortgages

Transparent & Disciplined

A Trusted Local Lender