Whether you’re looking to lower your rate, reduce your term, or tap into equity, refinancing can be a powerful tool. Homeowners from El Dorado Hills to Orangevale are using it to save money or free up cash.
Is Refinancing Right for You?
Consider refinancing if:
Your current mortgage rate is higher than market rates
You want to change loan terms or switch from ARM to fixed
You need cash for home improvements or expenses
How It Works
Replaces your existing mortgage
Can lower interest rate or monthly payments
Can provide cash-out if equity is available
Flexible options: rate-and-term or cash-out
What You'll Need
Home appraisal
Proof of income
Good credit (but options exist for various credit tiers)
Sufficient home equity (for cash-out)
Why Work With Petersen Loans?
32 Years in Mortgages
Transparent & Disciplined
A Trusted Local Lender
Call to Learn More
Let’s see what refinancing could do for you. Call (916) 521-4235 for a quick, no-pressure consultation.
