Down Payment Assistance in Granite Bay and Surrounding Areas
Down Payment Assistance
Think you need 20% down to buy a home? Think again. From Granite Bay to Folsom, there are programs that can help with your down payment—and I’ll help you find the right one.
Is Down Payment Assistance Right for You?
This option is perfect if:
You have a stable income but limited savings
You want to minimize upfront costs
How It Works
Local, state, and nonprofit programs
May cover part or all of your down payment
Often combined with FHA or conventional loans
Typically based on income and purchase price limits
May require first-time buyer status
What You'll Need
Income verification
Minimum credit score (varies by program)
Completion of homebuyer education course
Pre-approval for a qualifying loan
Why Work With Petersen Loans?
32 Years in Mortgages
Transparent & Disciplined
A Trusted Local Lender
Call to Learn More
Let’s turn “I can’t afford it” into “I’m on my way home.” Call (916) 521-4235 to get started.
