Loan Options that Fit Your Life

Whether you’re buying your first home, upgrading to your dream house, or refinancing to save money, PETERSEN LOANS offers mortgage solutions built around your needs. With over 32 years of experience and a service-first approach, I’ll help you find a loan that fits—without confusion, pressure, or sales talk.


From VA loans to JUMBO financing, I work with buyers across Granite Bay, Roseville, Folsom, Sacramento, El Dorado Hills, and Orangevale to make smart, informed mortgage decisions every day.

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Reverse Mortgages

Use your home equity to fund retirement, pay off debt, or gain flexibility—without selling your home. Ideal for homeowners 62 and older.

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FHA Loans

Low down payment and flexible credit requirements make this a popular choice for first-time buyers and those rebuilding credit.

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VA Loans

Zero down, no PMI, and competitive rates for veterans, active-duty service members, and eligible surviving spouses.

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Refinancing

Lower your interest rate, shorten your loan term, or pull cash from your equity. I’ll help you run the numbers and decide if it’s the right move.

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Conventional Loans

A flexible, widely used option for buyers with good credit. Great for primary residences, second homes, or investment properties.

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Down Payment Assistance

Think you need 20% down? Think again. I’ll help you explore programs that reduce upfront costs—especially for first-time buyers.

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JUMBO Loans

Buying a higher-priced home? JUMBO loans cover properties above the conforming loan limit with competitive rates and terms.

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Not Sure Where To Start? Let's Talk

Choosing the right loan shouldn’t feel overwhelming. I’ll walk you through your options, answer your questions, and help you move forward with confidence.